Workplace Pensions

Workplace Pensions: Securing Futures with Confidence

At MGI360, we specialise in delivering comprehensive workplace pension solutions that empower your business and its people. Our service goes beyond compliance, ensuring that your pension scheme not only meets regulatory requirements but also delivers real value to your employees and your company.

Your Legal Duties as an Employer

As an employer, you’re required by law to offer a compliant workplace pension scheme under automatic enrolment rules. This includes:

Assessing employee eligibility
Setting up and maintaining a qualifying scheme
Enrolling eligible staff
Managing payroll alignment and ongoing administration
Re-enrolling staff every three years

These aren’t one-off tasks — they require continued attention, accuracy, and record-keeping. Failure to comply can result in fines of up to £500 per day, with spot checks by The Pensions Regulator. And “not knowing the rules” is not a valid excuse.

Three Ways Forward — But Only One Safe Bet

Option 1: Do It Yourself

You can manage your pension responsibilities internally. But this means interpreting complex guidance, aligning your payroll, and hoping no errors slip through the cracks. All the risk stays with you — and if anything goes wrong, it’s your business that pays the price.

Option 2: Leave It to Your Accountant or Payroll Provider

Some accountants and payroll firms offer pension support. But unless they specialise in workplace pensions, your scheme may not be compliant, cost-effective, or tailored to your workforce. Again, the legal responsibility — and risk — remains with you.

Option 3: Work with a Workplace Pension Specialist

This is where MGI360 makes a real difference.We take full ownership of your auto-enrolment and re-enrolment duties — from initial setup to ongoing management. We liaise directly with your payroll team or accountant, ensure your scheme is fit for purpose, and monitor changes so you remain compliant at every stage.

A Smarter Way to Stay Compliant

With MGI360, you’ll gain:

Peace of mind that your pension duties are being managed by regulated experts

Protection against penalties, errors, or reputational risk

Support tailored to your workforce, payroll, and business goals

Let us handle your workplace pension scheme with the professionalism it deserves — so you can focus on running your business with confidence.

To start your journey schedule a discovery session and see how we can help, call Darren McGowan on 0131 605 0204 or email darren.mcgowan@mgi360.co.uk

Partner with MGI360: Empowering futures, together.